Consumer Debt

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Consumer Debt

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Like It Or Not, You Have A Score To Settle!
Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial future can mean more to you than a college degree.

Give Yourself Credit
Offers a common sense approach to managing your credit cards. Everything you need to know from avoid credit card debt to protecting yourself against fraud.

How to Get Credit Reporting Agencies to Help You
The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you and saves you time and effort. By employing the following tips, you can enlist the help of credit reporting agencies (CRAs) as you work to improve your credit rating.

Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since

Credit Help for Real Estate Financing: Five Categories of Your Credit Score
Find out how the different parts of your credit scores count and how to get financing for real estate . . .

Dont Fall for Credit Repair Scams
We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer.

Special Credit Information for Married Couples
For real estate investors.

10 Step Credit Repair Guide
Step-by-step plan for clearing credit to finance real estate by a real estate investor who overcame credit issues.

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...
Learn how you can earn a millionaire's credit in 25 days.

How Healthy Is Your Credit
Outlines 5 key tips to consider when reviewing your personal credit report.

Debit Card vs. Credit Card, What Are The Differences ?
Explains the basic differences between a credit card and a debit card and the need to be educated about their uses.

Convenience Can Be Costly
Outlines the extra fees associated with using credit card cash advances and "convenience checks".

Credit Repair Scams
Illustrates the need to use caution with any type of credit repair service or offer.

Beware of Falling Minimum Payments
Explains the dangers associated with the recent moves by creditors to decrease their minimum due on monthly payments.

4 Steps to Creating Good Credit
Demonstrates the steps to take to build and establish good credit habits.

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Credit Reporting Agencies
Credit reporting agencies maintain electronic records of your credit activities. Today, there are th...

What Are The Most Common Credit Card Mistakes?
Now in a world with so many easy to get credit cards it can be easy for someone who is a first time ...

Free Credit Report - Really
2005 marks the year that consumers will be able to get a free credit report each year from the three...