Consumer Debt

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Consumer Debt

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Save Thousands On Finance Charges - Without Marrying Your Banker.
Let's face it - currency isn't green anymore. Currency is a slab of rectangular plastic decorated in goldfish, landscapes, paintings or whatever - sporting a magical black strip on the rear side. Plastic is convenient, but dangerous. However, there are instances when credit cards can prove to be necessary. Emergencies, delayed paydays, holidays - all can be aided with a good credit card.

Tear Up Those Snail-Mail Offers - Apply For A Credit Card Online
Monday through Saturday your mailbox is flooded with ads and sales pitches that are simply overwhelming. And where do they end up? Ripped in half and in the trash. Why leave the choice of your new credit card to some random mailing list with some over hyped hooks and misleading offers… Go after exactly what you want and need - apply for a credit card online.

Credit Cards Without Late Fees? What You Dont Know Can Hurt You
Several prominent credit card issuers are now offering cards that do not have late fees. That may seem like a good idea, but beware of the fine print, as it can cost you dearly.

What Is A Good Credit Score – How Can I Raise Mine?
What is a good credit score? It's all relative, but contrary to popular belief it is not "the lower the better".

The Three Factors of Credit-Worthiness
Between the Internet, well-meaning family and friends, and know-it-all articles in the print media, it's hard to know where the facts end and the nonsense begins. Facts are everywhere, but so are urban legends, hidden agendas, and opinions posing as truth. Fact or fallacy - it can be devilishly hard to tell the difference. Learn the top 3 factors to good credit.

Choosing Cash Back Credit Cards
Many merchants and large department stores offer their customers credit cards with a "cash back" option, hoping that the credit cards will entice their customers to do more of their shopping in their particular store, and charge their purchases with the credit card in order to receive the cash back reward instead of making purchases with cash.

A Guide to Finding Credit Cards Online
Many people are out there today that want to get a credit card. This can be for several different reasons. Some people need a credit card to catch up on bills. Other people need a credit card so they don't have to carry a lot of cash on them. Some people just need a credit card to go on their vacation. Whatever the reasons may be, in order for these people to get a credit card, they first need to find one and apply for it.

A Credit Card Glossary of Terms
Listed below you will find a quick description of the most common credit card industry related terms and phrases.

The Best Ways to Boost Your Credit Score
Because of the way credit scores are calculated, some actions you take will affect your credit score better than others. In general, paying your bills on time and meeting your financial responsibilities will boost your score the most. Owing a reasonable amount of money and being able to repay it will show lenders that you take your finances seriously and pose little threat of lost money. There are a few tips that, more than any other, will boost your credit score the most:

Buying a Home After Bankruptcy
Buying a home after bankruptcy: This article discusses how to buy a home after bankruptcy and the mistakes to avoid. If you have subscribers or visitors with a past bankruptcy who are planning to purchase a home after bankruptcy, they will want to read this article!

Credit Cards: Top 7 Mistakes that Card Holders Make
You need to manage your credit cards wisely. Otherwise, you may end up in financial trouble. Unfortunately, there are many who don't realise that they may be making huge mistakes with the use of their credit cards. Here are top 7 credit card mistakes that card holders make.

Pros and Cons of Credit Cards
When you shop on the Internet or over the phone, it's the only good way to make purchases online. This is more convenient than posting a cheque for payment. Like anything convenient, though, having credit cards have its cons.

Visa or MasterCard: Which Credit Card Should You Apply For?
Should you get Visa or MasterCard? Is one of them better than the other? Will one of them help your credit rating more than the other? Many people ask themselves

After Bankruptcy: Applying for Credit
"After Bankruptcy" credit article. Do your visitors or subscribers have a past bankruptcy? If so, they will want to read this article which outlines three critical steps they must take when applying for credit or loans.

The 7 Rules of Credit Card Balance Transfer
Have you ever considered the dream ticket of always having an interest free credit card at all times, no matter what the circumstances? Well here is a check list of seven things you must do in order to ensure exactly that.

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